The best debt collection agency in Oregon

First Credit Services has been providing collection services for companies of all sizes in Oregon and is experienced in many industries including healthcare, B2B, and financial services. Today, changes in consumer behaviors and technological advances are shifting how people communicate and interact with businesses. Traditional collection and engagement methods are out of date, and so are most agencies. First Credit Services has invested millions in reimagining how we interact with consumers and utilize AI tools to build custom collection strategies. We’ve effectively opened the lines of communication for all generations, making it easier for consumers to connect and make payments. Oregon, a state with breath-taking public coastline, striking mountain peaks, and lush forests, is also the state with the second-best Gross Domestic Product (GDP) growth and personal income growth in the country. Oregon’s economy is driven by traded sector industry clusters, concentrations of companies, competitors, and suppliers that specialize in particular products, services, and markets. The key industry clusters include Activewear and Outdoor Gear Industries, Natural Resource Industries, Advanced Manufacturing Industries, High Tech Industries, and Clean/Green Technology Industries. Also, several companies across the country frequently choose to relocate to Oregon owing to its low business taxes.
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Reimagining Collections and Modernizing Engagements: Best Debt Collection Agency in Oregon
As the best collection agency in Oregon, First Credit Services understands the unique circumstances faced by companies needing help with collection in Oregon. We offer our services in cities including Portland, Eugene, Bend, Medford, Corvallis, Coos Bay, Salem, Springfield, and Beaverton. First Credit Services will work with you as a partner, and restore your lost revenue and streamline your cash flow while prioritizing the integrity and reputation of the clients. Also, people in Oregon are protected by the Fair Debt Collection Practices Act (FDCPA) as well as Oregon’s Unlawful Debt Collection Practices Act as well and protect consumers from unlawful threats, obscene or abusive language. Debt collection services in Oregon are monitored through the Oregon Department of Consumer and Business Services As the best collection agency in Oregon, we understand all these laws. We adhere to strict ethical practices in order to maintain your Oregon business’s reputation. Partner up with First Credit Services, the best collection agency in Oregon and let us help your business.
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WHAT WE DO

Why We Are The
Future of Collections!

OmniXp

Our revolutionary Omnichannel platform provides consumers the freedom to choose how they interact with us delivering personalized experiences and remarkable engagements.

EngageRight

Our “Contact Optimization” machine learning engine creates a customized strategy to know who, when, and how to contact consumers. EngageRight provides our clients with some of the highest reach and recovery rates in the industry.

Our People

Our people are one of the main reasons why we are the best collection agency in Oregon. Voted as the best place to work in collections, FCS hires, trains, and retains the best agents in the business.

WHAT WE DO

Our Services

Having an effective early intervention strategy is the best way to lower your roll rate, reduce the amount of bad debt you send to collections, and improve customer loyalty. Our OmniXp platform enables us to connect early with your past-due accounts and work with them to find the appropriate resolution. Our world-class collection expertise provides a customer-oriented, cost-effective, and personalized approach to target and collects from customers in their earlier stages of delinquency. This is what makes us the best collection agency in Oregon.
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Partnering with the right Collection Agency can make a significant difference to your bottom line. At FCS, we understand how important an effective collections strategy is to the running of your business. We invest heavily in state-of-the-art consumer-centric systems that provide consumers a convenient experience and produce some of the highest recovery rates in the industry. As a nationally licensed Collections Agency, we take compliance seriously and have dedicated departments for both training and compliance. These resources ensure that all agents meet proper messaging and compliance standards while communicating with your valued customers in Oregon and everywhere else in the country. Partnering with the right Collection Agency can make a significant difference to your bottom line. At FCS We understand how important an effective collections strategy is to the running of your business, and focus our resources on your most pressing concerns accordingly to handle late-stage collections. We also have dedicated departments for both training and compliance. These resources ensure that all agents meet proper messaging and compliance standards while communicating with your valued customers. We take special care to comply with all the FTC regulations.
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Business Process Outsourcing
Outsourcing customer service tasks or engagement functions with First Credit Services is a cost-effective way to quickly address service areas that are currently being underserved by your existing internal operation. Our call center agents learn your business, talking points, and culture. They become brand experts and will provide the highest level of friendly service to your customers. We work with your team to develop brand messaging and scripts. We then incorporate those into our OmniXp platform, which allows customers to engage with your brand through digital channels (SMS, email, chatbot) and human connections (phone, chat). By trusting us with your customer engagements, you can quickly fix coverage issues, lower your expenses, and build loyal customers while ensuring quality human interactions.
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Extended Business Office
We offer a wide range of services designed to be a true extension of your billing office. Our extended business office services provide you all the assistance you need. We review your processes, identify trends, and provide highly effective solutions. FCS collaborates with you to streamline workflow, increase account resolution, maximize future collections and deliver effective results.
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OUR EXPERTISE

Industries we serve

Automotive Finance

Automotive Finance

Bankcard and consumer loans

Government & muncipal

Health & Fitness

Medical & Healthcare

Fintech

Commercial Lending

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Our experience is our difference

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25+

Years in business
client

Fortune 500

Client Base
A Rated
rating by Better Business Bureau

29M+

Calls Annually

Nationally Licensed

OUR RECOGNITIONS

Our certifications

Military Spouse
ACA International
AICPA SOC
Compliance Professionals Forum
PCJ DSS Complaint
First Credit Services, Inc, Collections Agencies, Columbus, GA

OUR INSIGHTS

The latest from First Credit Services

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