Terms and Conditions
These Terms and Conditions may be changed at any time. Any new or altered Terms and Conditions will be published on the website for at least 60 days after they are updated, along with information about where to find them. Users who visit the website prior to the change are responsible to become cognizant of any modifications to the Terms and Conditions since their last visit. Any modification to these terms and conditions shall apply to all users of the website who have used the website antecedent to the modification.
This website was created exclusively with the intention of disseminating information from First Credit Services Inc., its affiliates, and allied entities (collectively hereinafter, (FCS). Without limiting the generality of anything else, FCS makes no guarantee and disclaims any duty to update this Website or any information accessed through this Website, and it is not liable for any errors or omissions therein. FCS retains the right, with or without prior notice, to amend or eliminate any information from this website.
First Credit Services Inc. reserves all rights to the website’s text, graphics, design, arrangement, and selection. All rights reserved. FCS also owns a copyright on the Website as a collective work and/or compilation. The only permitted use of items downloaded and printed from this website is for personal, non-commercial viewing, reading, and retaining for future reference. Without the express prior written permission of FCS, it is strictly forbidden to make any other copies, distribute them, modify them, or create derivative works based on them, or to frame, capture, harvest, or collect any of the materials on this website, whether in electronic or hard copy form. Any copyright notices or other property notices on the materials of the Website must not be removed or altered.
Every name, trademark, service mark, graphic, slogan, and logo used on the website are the property of FCS or its licensors. Without FCS’s prior written consent, it is expressly forbidden to use or otherwise misappropriate these trademarks, which is also against the law both under federal and state trademark laws. Without FCS’s prior written consent, you are not allowed to use any names, trademarks, service marks, symbols, slogans, or logos that appear on the website in connection with any goods or services that are not FCS’s, in any way that could confuse customers about the company’s sponsorship or source, or in any way that disparages, tarnishes, dilutes, or otherwise negatively impacts FCS.
FCS welcomes your feedback and suggestions about how to improve our products, information, services, and this Website. By transmitting any suggestions, information, data, material, or other content (collectively, “Submissions”) to FCS, you automatically grant FCS the royalty-free, perpetual, irrevocable, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, redistribute, transmit, perform and display any or all of such Submissions (in whole or part) throughout the universe and to incorporate such in other works in any form, media, or technology now known or later developed for the full term of any rights that may exist in such Submission(s). Furthermore, FCS is free to use any concepts, ideas, approaches, know-how, procedures, and processes contained in any communications you send to this website for any reason, including without limitation creating and marketing products, information, or services premised on such information.
This Website, the materials on and in and made available through this Website, and the services, information, and products offered by FCS in connection therewith are made available “as is” and “with all faults.” Use of this Website is entirely at your own risk.
FCS makes no representations or warranties and disclaims all representations and warranties, with respect to this Website, the Website materials on and in and made available through this Website, and the services, information, and products offered in connection therewith, express or implied, written or oral, arising from course of dealing, course of performance, usage of trade, or otherwise, including, WITHOUT LIMITATION, the implied warranties of merchantability, fitness for a particular purpose, accuracy, COMPLETENESS, non-interference, quality, title, and non-infringement. The entire risk as to the satisfactory quality, performance, accuracy, and effort with regard to any and all materials on and in and made available through this Website is with you.
FCS shall not be liable for any special, indirect, incidental, consequential, exemplary, extra-contractual, or punitive damages of any kind whatsoever, including, without limitation, lost revenues or lost profits, which may or do result from the use of, access to, or inability to use this Website, the materials on and in and made available through this Website, or the services, information, and products offered in connection therewith, regardless of legal theory, whether or not any party had been advised of the possibility or probability of such damages, and even if the remedies otherwise available fail of their essential purpose. Under no circumstances will the total liability of FCS to you or any other person or entity in connection with, based upon, or arising from this Website, the materials on and in and made available through this Website, or the services, information, or products offered in connection therewith exceed the price paid by you for use of this Website. Some jurisdictions do not permit the exclusion or limitation of liability for consequential or incidental damages, and, as such, some portion of the above limitation may not apply to you. In such jurisdictions, FCS’s liability is capped as much as the law will allow.
First Credit Services, Inc.
9 Wills Way
Piscataway, NJ 08854