by Aaron Mueller | Jul 13, 2026 | Debt Collection
Right now, about 1 in 20 people in the US carries a debt that has landed in third-party collections. Behind every one of those sits a business that already earned that money and still hasn’t seen it. The longer the balance sits, the harder it gets to pull back....
by Aaron Mueller | Jul 13, 2026 | Debt Collection
Loan delinquency management is how lenders identify overdue accounts, reach borrowers, offer repayment options, and recover missed payments before a loan defaults. It runs across the full loan lifecycle, from preventing a miss to recovering the balance after one...
by Aaron Mueller | Jul 10, 2026 | Debt Collection
Every collection touchpoint now carries more compliance weight. As per the Consumer Financial Protection Bureau (CFPB)’s 2024 report, debt collection complaints nearly doubled in 2024, rising from roughly 109,900 the year before to about 207,800. For teams recovering...
by Aaron Mueller | Jul 3, 2026 | Debt Collection
In the first quarter of 2026, U.S. households were carrying $18.8 trillion in debt, and about 4.8% of those balances were already in some stage of delinquency, according to the New York Fed. For the businesses owed that money, the problem is rarely one bad quarter. It...
by Aaron Mueller | Jun 23, 2026 | Debt Collection
Late-stage recovery is usually where the cost shows up. But the chance to prevent that cost comes much earlier, when a customer is newly past due and still within reach of a simple resolution. That is the role of early out collections. Federal Reserve Q1 2026 data...
by Aaron Mueller | Jun 23, 2026 | Debt Collection
Auto loan collections is harder than it was five years ago. Not because the economy is worse. Because the loans are. The 60-day-plus delinquency rate on subprime auto loans hit 6.9% in January 2026, the highest on record since the early 1990s, per Fitch Ratings. The...
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