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First Credit Services is the largest provider of debt collections in the Health and Fitness Industry
FCS helps AF club owners collect on their membership and PT debt after they’ve been delinquent for 90 days
Day 1 of Delinquency
ABC will automatically follow up with the delinquent member
Day 90 of Delinquency
ABC stops their follow up process and collection efforts halt. These accounts are now considered RFCs (Returned for Collections) within ABC.
Day 91 of Delinquency
If you choose to utilize FCS – ABC will automatically send these RFC accounts to us and FCS will start the collection efforts. Collection efforts will continue as long as the statutes in your state allow (typically 5 years).